Lesson 5

1/5/19

My current level of self-awareness around my finances—knowing account balances, interest rates, having clear goals etc. is pretty good. I have been working toward, and continue to work toward, paying off my credit cards. I know my interest rates and have paid off the ones with the highest rates. 
My feelings about this right now are good. I know that more financial knowledge is up-and-coming, but this is my current focus.

9/30/21

My current level of self-awareness around my finances--knowing account balances, interest rates, having clear goals etc. is high. I have looked into these things multiple times over the last couple of years.

My feelings about this right now are anxious. I feel anxious because these things feel insurmountable. 


In writing this, I decided to call 1 of my CC companies with whom I have 2 CCs totaling $13,000 in debt or so. I have the option to keep making my regular payments, re-apply for a fixed payment in a month, stop making payments and get a settlement or call a credit counseling company. 

I am contemplating these options. 

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